http://www.blog.atnpartnership.co.uk/blog/ The latest Blog feeds from www.blog.atnpartnership.co.uk en-us Sat, 31 Oct 2026 13:33:43 +0000 Rocketspark http://www.blog.atnpartnership.co.uk/blog/post/27415/autumn-budget-2026-its-impact-on-your-savings/ The UK Autumn Budget 2026 has introduced significant changes to the personal finance landscape.  For millions of UK savers and first-time homebuyers managing Individual Savings Accounts (ISAs) and Lifetime ISAs (LISAs), understanding these policy changes is essential for protecting tax-efficient returns and making informed long-term financial decisions.The announcements include the retention of the £20,000 annual ISA allowance, a reduction in the withdrawal charge for certain Lifetime ISA ... Fri, 30 Oct 2026 14:57:10 +0000 http://www.blog.atnpartnership.co.uk/blog/#post27415 http://www.blog.atnpartnership.co.uk/blog/post/27326/changes-to-non-compete-clauses/ The landscape of employment contracts in the UK is facing a major shake-up.  Recent government announcements and policy discussions – highlighted in reporting by major outlets like the BBC – have brought non-compete clauses into sharp focus.  Ministers and industry leaders are pushing for legislative reforms to curb how these restrictive clauses are used, aiming to boost economic growth, encourage innovation, and give workers more freedom to change jobs.For business owners, entrepr... Thu, 15 Oct 2026 13:00:34 +0100 http://www.blog.atnpartnership.co.uk/blog/#post27326 http://www.blog.atnpartnership.co.uk/blog/post/27268/uk-pension-reform/ Pensions are changing in both the UK and France.  In the UK, the government led by Prime Minister Andy Burnham is pursuing a programme designed to improve retirement incomes, change how workplace pension schemes invest money and make the system more sustainable over the longer term.France is taking a different approach.  Its recent changes have focused much more directly on the age at which people can retire and the number of years they must contribute.For individuals and businesses, t... Thu, 01 Oct 2026 14:29:35 +0100 http://www.blog.atnpartnership.co.uk/blog/#post27268 http://www.blog.atnpartnership.co.uk/blog/post/27177/the-autumn-budget/ As October approaches, the nation will turn its attention to the Chancellor of the Exchequer, who faces the daunting task of delivering the Autumn Budget. With a delicate economic balancing act to navigate, households, savers, and business leaders across the country are closely watching for signs of what lies ahead.Public finances remain under severe pressure. The Chancellor must thread a tight needle: closing a persistent funding gap and satisfying fiscal rules without stalling fragile economic... Wed, 16 Sep 2026 10:53:47 +0100 http://www.blog.atnpartnership.co.uk/blog/#post27177 http://www.blog.atnpartnership.co.uk/blog/post/27128/forget-graduate-schemes-buy-companies/ For decades, the standard path for ambitious university graduates was well-trodden and predictable: polish your CV, apply for competitive corporate graduate schemes, endure multi-stage interviews, and settle into an entry-level role.  The goal was to climb the corporate ladder, step by painstaking step, over ten or twenty years until you finally reached senior management.However, a quiet revolution is taking place among Gen Z entrepreneurs.  Rather than spending years taking orders fro... Wed, 09 Sep 2026 15:33:39 +0100 http://www.blog.atnpartnership.co.uk/blog/#post27128 http://www.blog.atnpartnership.co.uk/blog/post/26984/changes-to-zero-hours-contracts/ Zero-hours contracts have become a familiar part of working life in the UK, especially in sectors such as hospitality, retail, care, leisure, delivery work and seasonal services.  In simple terms, a zero-hours contract usually means the employer does not promise a set number of hours, while the worker is not normally required to accept every shift offered.  This can suit some people very well.  Students, parents, semi-retired workers and people with more than one job may value the... Mon, 17 Aug 2026 09:21:39 +0100 http://www.blog.atnpartnership.co.uk/blog/#post26984 http://www.blog.atnpartnership.co.uk/blog/post/26922/inflation-challenges/ Inflation has eased from the sharp peaks seen in recent years, but that does not mean prices are falling.  It means they are rising more slowly.  For households and businesses, the pressure is still very real: food, fuel, energy, borrowing and wages all affect how much money is left at the end of the month.  The latest figures show UK inflation remains above the Bank of England’s 2% target, and there are clear signs that costs could rise again if energy and fuel markets remain u... Mon, 03 Aug 2026 11:03:28 +0100 http://www.blog.atnpartnership.co.uk/blog/#post26922 http://www.blog.atnpartnership.co.uk/blog/post/26819/economic-pressure-on-small-businesses/ Looking around the high streets of Kent, from the historic lanes of Rochester to the riverside centre of Gravesend, it is clear that many small businesses are operating in a difficult economic environment. Rising costs, tighter margins, changing tax rules, and slower growth are placing real pressure on the firms that support local jobs and local communities.  Britain’s small and medium-sized enterprises (SMEs) remain central to the economy, but many are now having to work harder to m... Mon, 20 Jul 2026 12:12:52 +0100 http://www.blog.atnpartnership.co.uk/blog/#post26819 http://www.blog.atnpartnership.co.uk/blog/post/26741/achieving-andy-burnhams-ambitions/ As the UK faces one of the most challenging fiscal moments in decades, the question of how any incoming national leader will manage the public finances is central to political and economic debate.  Andy Burnham, widely discussed as a future national leader and already a prominent figure in shaping regional policy, has set out ambitions that focus on deeper devolution, fairer regional investment, and more responsive public services.  To understand how he might bridge the finances needed... Tue, 07 Jul 2026 09:47:16 +0100 http://www.blog.atnpartnership.co.uk/blog/#post26741 http://www.blog.atnpartnership.co.uk/blog/post/26573/british-businesses-and-artificial-intelligence/ There is a clear gap at the centre of the UK business conversation.  In recent years, public discussion about Artificial Intelligence (AI) has focused on dramatic claims.  Some people say AI will completely change how we live and work, while others warn that it will wipe out many office jobs.But if you look beyond the headlines and focus on small and medium-sized businesses (SMEs), the reality is much more practical and positive.  Most British business owners are not trying to bui... Thu, 04 Jun 2026 17:36:23 +0100 http://www.blog.atnpartnership.co.uk/blog/#post26573